Everybody knows the catchy commercial jingles. You can hear the songs at http://www.garagespin.com/2008/08/17/free-credit-report-song-commercials-music-mp3-and-lyrics/ or on YouTube.
That site actually is one of those free trial offers where you get signed up for something ongoing.
But what I didn't know is that thanks to a federal law, the big 3 credit reporting agencies Equifax, Experian, and TransUnion actually do have to provide you with a copy of your credit report, free, annually, and there's an easy-to/use website for that.
http://www.annualcreditreport.com/
And if you don't think this is legit (I was skeptical myself), check out the Wikipedia article:
http://en.m.wikipedia.org/wiki/Annualcreditreport.com
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